Loan Assistant

at Farmers & Merchants Bank and The Bank of Fayettevi in Fayetteville, Arkansas, United States

Job Description

Join Farmers and Merchants Bank as a Full-Time Loan Assistant and immerse yourself in a dynamic role within our esteemed organization in Fayetteville, AR. This onsite position offers the unique opportunity to work closely with a dedicated team, contributing to a culture of problem-solving and integrity. You will engage directly with clients, helping them navigate their financial needs and providing tailored solutions. Experience a relaxed yet professional environment where your contributions are valued, and your career growth is supported.

This role allows you to play a crucial part in fostering relationships with our clients, making a significant impact on their financial journeys. You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, and Paid Time Off. Embrace the chance to advance your career in a community-focused bank that prioritizes safety and excellence in service.

Welcome to Farmers & Merchants Bank and The Bank of Fayetteville. Our bank culture is driven by a Mission Statement to improve the well-being and promote the success of our employees and customers by treating all with dignity, respect, and compassion. We envision being the best company our employees ever work for and the best bank our customers ever do business with as we step into our 80th year of serving unique communities across the State of Arkansas.

As a Loan Assistant at Farmers and Merchants Bank, you can expect a structured and engaging work routine from Monday through Friday, 8 am to 5 pm. Daily responsibilities will include assisting in the preparation and processing of loan applications, ensuring all necessary documentation is collected and verified. You will communicate directly with clients to answer their inquiries, providing exceptional customer service and support throughout the loan process.

Additionally, you'll collaborate with loan officers to streamline operations and maintain accurate records in our systems. Expect to engage in regular training sessions, enhancing your understanding of loan products and compliance regulations. Your role will also involve participating in team meetings to discuss ongoing projects and improvements.

In this supportive environment, the emphasis on integrity and teamwork will enable you to grow both personally and professionally.

To thrive as a Loan Assistant at Farmers and Merchants Bank, several key skills are essential. A strong customer service orientation is crucial, as you will be the primary point of contact for clients throughout the loan process. Excellent communication skills, both verbal and written, are necessary for conveying complex information clearly and effectively. Attention to detail is vital for accurately reviewing loan applications and ensuring that all documentation is complete and compliant with regulations.

Strong organizational skills will help you manage multiple tasks efficiently while maintaining high standards of accuracy. Problem-solving abilities will allow you to navigate challenges and provide innovative solutions for clients' financial needs. Additionally, a proactive mindset and adaptability will be beneficial in a fast-paced environment, enabling you to collaborate with colleagues and respond to changing priorities.

• Preparing various loan documents (business, dealer, consumer, commercial real estate).
• Closing loans, disbursing proceeds, and filing legal documents.
• Assisting customers with loan-related questions.
• Maintaining customer and department records.
• Handling phone calls and emails.
• Processing note payments and updating computer information.
• Checking credit applications and preparing loan denials.
• Collecting financial information for loan processing.
• Ordering necessary documents like flood determinations, title insurance, and credit reports.
• Tracking documents to ensure timely loan closing.
• Reviewing documentation for compliance.
• Preparing loan extensions and modifications.
• Mailing past due letters and satisfying loan exceptions.
• Preparing documentation for the special asset committee.

We're looking for talented individuals like you to join our team and help us achieve our goals. If you're passionate, driven, and committed to making a difference, we want to hear from you! Don't wait - apply now and take the first step towards a fulfilling career with endless possibilities. Let's work together to make great things happen!